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רומא מדריךרומא · Money

Money in Rome - cards, cash and saving ברומא

Cards rule, cash is a backup, and tipping stays low-key: everything about paying your way around Rome.

עודכן לאחרונה 23 באוגוסט 2026

In a nutshell: Rome runs on the euro, and card payments work almost everywhere - contactless is the norm, businesses are legally obliged to accept digital payment, and you can even tap your card to ride the metro and buses. Bring your PIN, carry a little cash for small purchases, and remember that tipping stays modest. Back to the planning chapter or check what to pack next.

Rome is close to cashless: tap-to-pay rules, the law obliges businesses to take cards, yet a little cash still comes in handy.

Money at a glance
TopicWhat to know
CurrencyThe euro (€) - no need to change money before you fly
CardsVisa and Mastercard accepted almost everywhere, Amex less so
ContactlessNo PIN needed for small amounts; even pays your bus or metro fare
ATMsBancomat are everywhere; most cap withdrawals at €250 a day
TippingService usually included; a few euros or 5 to 10 percent in smart restaurants
CashCoins and small notes are the useful ones - larger notes often get refused

Cards and contactless

Mastercard and Visa are accepted almost everywhere, Amex less so. By law, businesses must accept digital payment, yet carrying a little cash still pays off. Contactless tap-to-pay is the norm across Rome, and for smaller amounts no PIN is needed. You can even tap your card to ride the metro and buses instead of buying a paper ticket.

ATMs and cash

Cash still circulates in Rome, so ATMs - bancomat in local parlance - are everywhere. They accept cards tied to the Visa, Mastercard, Cirrus and Maestro systems, and most set a daily withdrawal limit of €250. Check with your bank about charges: each withdrawal typically stacks a currency conversion fee on top of a transaction charge.

Tipping

Rome treats tipping as a minor affair. Restaurant bills generally already include service; if you want to add something, a few euros in a pizzeria or trattoria, or 5 to 10 percent at a smart restaurant, goes down well. Bars and taxis expect nothing, though many people simply round the bill up.

How to save money

  • Free museums - churches are free to enter, state-run museums are free on the first Sunday of the month, and the Vatican Museums open free on the last Sunday of each month
  • Roma Pass - the 48 and 72 hour versions (€32 and €52) give free or discounted museum entry plus free public transport
  • Drink smart - drink your coffee and wine on your feet at the counter rather than at a table, and choose house wine over the bottle list
  • Free water - the nasoni fountains give a constant stream of cool, drinkable water, so refill your bottle instead of buying
How much for a...
ItemPrice
Colosseum€18
48-hour Roma Pass€32
24-hour travel card€7
Auditorium concert ticketfrom €10

Why accommodation costs so much

Tourism is booming in Rome again, the city is packed and hotels are booked out months in advance; sky-high demand meets dynamic pricing and room rates go through the roof. The best defence is booking early - the earlier, the better.

Do I need cash in Rome?

Hardly any. Cards work almost everywhere - by law businesses must accept digital payment - and contactless can even pay your public transport fare. Still, a little cash smooths small purchases, and bank-run ATMs (bancomat) are everywhere, most capping withdrawals at €250 a day.

Tipping and VAT refunds

The basics of tipping sit above; the fine print is simple. European card receipts have no tip line, so mention the tip before the card is charged or leave cash. Guides, private drivers and others who spend several hours with you earn around 10 percent when they do a great job, and leaving a euro or three each night for housekeeping is the norm.

Getting a VAT refund

Italian prices quietly build in a tax on value added, about 22 percent, and visitors can reclaim most of it. Spend more than €155 at a single shop that joins the refund scheme - buys at different shops do not combine - and ask the merchant to complete the refund form, for which a picture of your passport is generally enough. Keep the form with the original receipt, and do not use the goods before you leave.

On your final leg inside the EU, normally the airport, customs stamps the documents - allow generous time and keep the purchases accessible. A refund service such as Global Blue or Planet then pays you out, typically keeping about 4 percent for cash or a card credit; otherwise the stamped form goes to the shop by mail.

Sort your money before you fly, then let AmorViaggio plan the rest - an itinerary that balances the free sights, the free museum Sundays and the moments worth splashing out.